Find and combine your super

Why should I combine?

If you’ve had a couple of jobs, it's likely you may have more than one super account. But did you know, multiple accounts mean multiple fees?
By combining all your super into one account, you may find it easier to manage and to grow your super by saving on multiple fees.

How to combine multiple super funds with Rest

Rest members can combine their super online or in the Rest AppIf you'd like to join Rest, click here to open an account.

Combining your super is secure and as easy as 1,2,3.

Members who’ve joined Rest from 1 March 2020 will need to combine through myGov online services.

Did you know there’s $13.8 billion^ in lost and unclaimed super money?

If you think you've got other super funds out there we can help you find it. Any lost super you currently have with the Australian Tax Office will be automatically combined for you.

Things to consider

Before combining your super, you should know that:

• any death and disability insurance cover that you have with your other super fund will be cancelled and the account will be closed;
• your other super fund may charge fees when leaving the fund;
• if you wish to claim a tax deduction for personal super contributions, you must lodge a notice of intent to claim a tax deduction with your original fund, before you consolidate your super into another fund;
• we won't be able to stop the transfer if you later change your mind; and
• you will need to complete a fund nomination form with Rest if your other super fund account is receiving contributions from your employer and you want these to be re-directed to your Rest account.

If you have any questions, please speak with a licensed financial adviser or visit ASIC's MoneySmart for more information.

^As at 30 June 2020, Australian Taxation Office (ATO), Super accounts data overview